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.At Greencoin Solar, we’re passionate about helping South African families gain energy independence—without the upfront cost barrier. But we know that all the terms like rent-to-own, rent-to-buy, and leasing can get confusing. So, let’s break it down simply:
What Is Rent-to-Own Solar?
Rent-to-own is a flexible finance option that allows you to install a complete solar system today and pay it off monthly over a fixed term (like 84 months). Once the term ends and your last payment is made, the system is fully yours to own—no extra balloon payment, no surprises.
✅ You get the benefits of ownership without the upfront cost.
How Is This Different from Rent-to-Buy?
While the terms sound similar, rent-to-buy agreements often include a final lump-sum “balloon” payment at the end if you want to own the system. You’re renting it for a period and only buying it out at the end—which can come as a shock if you weren’t expecting the final payout.
⚠️ You might be paying monthly and still need a large amount at the end to own the system.
What About Leasing a Solar System?
With solar leasing, you never actually own the system. You simply pay monthly to use it, often over 20+ years. While this can be affordable in the short term, you miss out on ownership benefits like system resale value, long-term savings, or full control over upgrades and maintenance.
⚠️ When the lease ends, you either renew, return it, or lose access to your solar energy.
🌞 Why Rent-to-Own Makes the Most Sense
Here’s why our Greencoin Solar Rent-to-Own model stands out:
- No big deposit or balloon payment
- You own the system outright after the term
- Fixed monthly payments – no escalations
- Customisable systems to suit your needs
- Includes installation, warranty & COC (Certificate of Compliance)
You’re investing in your future without tying up your savings. Plus, the savings on your electricity bill often help cover the monthly cost.
| Rent-to-Own | Rent-to-Buy | Leasing | |
|---|---|---|---|
| Upfront Payment | None or low | Low | Low |
| Ownership at End | Yes – you fully own the system | After balloon payment | No – system must be returned or re-leased |
| Balloon Payment at End | No | Yes – often required | No, but you never own it |
| Fixed Monthly Payments | Yes – no escalations | Sometimes – terms vary | Often escalates over time |
| Customisable System | Yes – tailored to your needs | Limited | Standard packages only |
| Installation Included | Yes | Sometimes | Sometimes |
| Warranty & Compliance (COC) | Included | Varies | Varies |
| Early Buy-Out Option | Yes – with flexible terms | Yes, but usually costly | Unavailable |
| Best For | Long-term savings & ownership | Short-term access, later ownership | Temporary use without ownership |